Terms and conditions for xihikalfaleona.com services
These terms govern your use of our website and subscription-based financial planning services. Please read them carefully before engaging our services.
August 26, 2025
Acceptance of terms
By accessing this website or subscribing to our services, you agree to these terms and any updates that may occur. If you do not accept these terms, please do not use our site or services.
Definitions
The following definitions apply throughout these terms and conditions.
"Service" refers to the financial planning subscription offered through xihikalfaleona.com.
"User" means any individual or entity accessing the site or using our services.
"Advisor" means a professional engaged by us who provides consultations to clients.
"Subscription" refers to the agreement for ongoing monthly services and consultations.
Use of our services
Services are intended for personal use by individuals and families in Australia. Business use is permitted only with prior agreement.
Eligibility
Users must be 18 years or older and legally able to enter into binding agreements under Australian law.
Proof of age or identity may be requested.
User responsibilities
Users agree to provide accurate, current information and not misuse the website or services.
Prohibited uses
You must not misuse our services or website.
Intellectual property rights
All content, branding, and materials on xihikalfaleona.com are the property of the site owner or licensors. You may not copy, distribute, or use them for unauthorised purposes.
User content
You retain rights to any content you submit but grant us a license to use it in connection with providing services.
Your rights regarding content
You may request removal or correction of your submitted content at any time, subject to legal requirements.
Privacy and data protection
We collect and use personal information as described in our privacy policy. Please review it to understand your rights and our practices.
Privacy policyDisclaimer and limitation of liability
Our service is provided with reasonable care but without guarantees.
Important disclaimer notice
No specific results or outcomes are promised. Results may vary for each client. Past performance does not guarantee future results.
Limitation of liability
We are not liable for losses or damages resulting from the use of our services or website content, except as required by law.
Indemnification
You agree to indemnify us against any claims or liabilities arising from your use of our site or services.
Dispute resolution and jurisdiction
Disputes will be handled in accordance with Australian law and procedures.
Arbitration
Parties may agree to resolve disputes through arbitration rather than court if both consent in writing.
Arbitration is voluntary and not automatic.
Online dispute resolution (ODR)
For certain disputes, online dispute resolution services may be available. Further details are found in our policies.
Learn more about ODR optionsSeverability
If any provision is invalid, the rest remain effective.
Entire agreement
These terms constitute the full agreement between the user and xihikalfaleona.com regarding services.
Applicable law and venue
These terms are governed by the laws of Australia. Disputes are subject to courts in Australia.
Termination
We may terminate or suspend your access for violations of these terms or unlawful activity.
Modifications
We reserve the right to update these terms. Continued use after changes constitutes acceptance.
Contact for terms or support
For questions about these terms, contact us using the details below.
Email address: content@xihikalfaleona.com
Phone: +61-7-5916-1267
Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Effective date: August 26, 2025
Version: 3